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Real Savings, Not just a Discount Card

$0 cost medications Included With the Employer Sponsored Preventive Access (ESPA)

Most prescription perks are a single discount rate applied at checkout.

This one is built around a defined formulary: a published list of more than 1,000 commonly prescribed acute and chronic medications that are included for members enrolled in the employer’s ESPA. Filled at more than 70,000 pharmacies nationwide, with mail-order and an assistance program for higher-cost drugs. Search for one of your medications below and see if you can start saving.

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Formulary Search

Prescription Benefit

Is Your Medication on the Formulary?

Type a medication name to check the formulary included with your plan. A defined list of more than 1,000 commonly prescribed acute and chronic medications, not a single discount rate.

0 medications on the formulary 0 acute 0 chronic

How to read this. A match means the medication appears on the current formulary at the listed dose and form. The formulary specifies particular doses and quantities, so a medication may appear at some strengths and not others. A valid prescription is required for any medication.

If your medication is not listed here, it may still be available at a reduced price through the plan. Confirm options during enrollment.

Informational only. The formulary and its pricing can change. This tool is a prototype for review and does not establish eligibility, price, or availability. It is not insurance and not a quote. Final formulary status is confirmed through the plan at enrollment.

A DISCOUNT CARD VS A FORMULARY

What Makes This Different

A discount card lowers a price at the register. A formulary is a defined list of medications the plan includes, chosen to cover the conditions employees actually fill prescriptions for. This benefit is built on a formulary, with a discount available on top for medications that fall outside it. That is a structural difference, and it shows up at the pharmacy counter.

By using pre-tax dollars and offering access to discounted pharmacy pricing, this benefit helps lower out-of-pocket medication costs for your employees while also reducing your company’s payroll tax liability.

This prescription benefit

  • A defined formulary of more than 1,000 acute and chronic medications at $0 cost
  • Members can look up a medication before they fill it
  • Off-formulary medications still fill at a reduced price
  • An assistance program for certain higher-cost medications
A typical discount card
  • One discount rate applied to whatever you happen to fill
  • No defined list, so members guess what they will pay
  • Savings vary pharmacy to pharmacy

How It Works

More Than 1,000
Medications on the Formulary
$0 Cost to Employees
Doesn’t Hit Your Major Medical
Real Savings For Your
Employees Each Month
With BizPower Benefits:

Benefits for Employers

Offering prescription savings doesn’t just help employees—it’s also a strategic move for your bottom line.

One of the fastest-growing costs in employer healthcare is prescription spend. Your ESPA plan helps provide employees access to many common medications without adding additional pressure on your major medical plan.  Real savings for your employees and potential savings in your premiums when your dependency on your major medical is decreased.

Why BizPower Benefits Is Different

Other providers offer Rx savings. We take it further by wrapping it into a smart, IRS-compliant benefits model that delivers savings and compliance, all under one umbrella. That means:
Full compliance with IRS Section 125
Guaranteed employer savings per participant
Simple onboarding with zero disruption
Audit protection included
With BizPower Benefits:

Ready to See the Numbers?

Want to know how much your business could save by offering prescription benefits with BizPower?

Use our Savings Calculator to get a personalized estimate in less than 2 minutes.

  • Based on real payroll data
  • Fully IRS-compliant
  • Includes full Rx, wellness, and telehealth value
  • Up to $1,000+ in savings per employee, per year
Testimonials

What Companies Are Saying

“The prescription savings alone paid for the program within months.”
— HR Manager, Logistics Firm
“Employees feel supported—and we’ve seen better medication adherence across the board.”
— Director of People, Healthcare System
“BizPower Benefits is everything we wanted from a wellness plan—and more.”\
— CFO, Manufacturing Company

BizPower Benefits by BizPower360

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Note: Tax benefits stem from the structure of the Self-Insured Medical Reimbursement Plan, which uses pre-tax funding. Employers benefit from reduced FICA taxes, while employees only realize tax advantages if they actively participate in the plan and earn the reimbursement after-tax. Without participation, any reimbursement becomes taxable, negating the financial benefit.​

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